STD Testing – How to Save Money With Affordable STD Testing

STD testing, and learning how to save money with affordable STD testing, is very important. Why? Because according to the U.S. News & World Report, in 2013 there were approximately 110 million people in the United States with a sexually transmitted disease (STD). This is scary since the U.S. Census bureau reports that as of July 2014 the population of the United States was approximately 316 million. If these statistics are true, this would mean that about 1 in every 3 people in the country is infected. The unfortunate part is that many of them may not know it. An affordable option allows more people to learn their status.

An STD is a bacteria or virus that is passed from person to person during sexual activity. Common STDs include Chlamydia, Gonorrhea, HIV Type 1, HIV Type 2, Genital herpes, Hepatitis A, Hepatitis B, Hepatitis C, Syphilis, and Trichomoniasis. Some doctors include Bacterial Vaginosis on this list. STD testing is the only way to know whether or not a person has contracted any of these infections.

So let’s talk about STD testing. What exactly is it? This is when a person submits a blood, urine, or fluid sample to a doctor or a lab. The doctor or lab then looks at the sample under a microscope, mixes it with another substance, or completes some other scientific process in order to find a result. The result will show whether or not a sexually transmitted bacteria or virus is present in the person’s body.

STD testing may be ordered by a doctor or a person can order it themselves without a doctor’s prescription. It can be very expensive or it can be pretty affordable depending on how a person goes about getting it done.

Here’s the expensive way to get STD testing done:

1. Go to a physician, pay for a visit and get the doctor to order a test from a lab.

2. Go to the physician-referred lab.

3. Give a urine, blood or fluid sample.

4. Get the results from the doctor and receive a bill from the lab.

5. Pay the bill from the lab right away or the non-payment could be reported to the credit bureaus and bring your credit score down.

Recently a friend of mine that was uninsured went this route. She paid $185 for the doctor’s visit (a routine annual GYN exam) and $579 for a test from the lab that her doctor ordered the STD test from (LabCorp). Grand total = $764.

Here’s how to save money with affordable STD testing (the method I recommend):

1) Save $185 right away by skipping the doctor’s referral. You can be proactive by taking control of your sexual health. Order a test without a doctor and save this fee.

2) Save up to $230 by ordering FDA approved, affordable STD testing online. Online orders using a credit, debit, or pre-paid card generally cost just $14 to $349 depending on the test. The all-inclusive test (also called a “full panel test”) includes screenings for Chlamydia, Gonorrhea, HIV-1, HIV-2, Genital herpes, Hepatitis A, Hepatitis B, Hepatitis C, and Syphilis. There are reputable websites that allow people to order their own testing.

3) Stop in a local lab where they take a quick sample of urine or blood.

4) Get the confidential STD testing results emailed to you right away.

5) Enjoy up to $415 in savings. (Savings of $185 for the doctor’s visit plus $230 for a full panel test equals a savings of $415). Also enjoy the fact that your credit score cannot be affected since your lab bill is paid. Anyone who has ever had a medical bill keeping their credit score down will definitely appreciate this.

It’s a shame my friend spent $764 without talking to me first. Yes I know maintaining good health is priceless, but it’s still good to know how to save money with affordable STD testing. Everyone that is sexually active should be tested so they can be treated if necessary. All of these diseases are treatable. Many of them are curable. Leaving an STD untreated can lead to lifelong health complications or even death.